Monday, February 6, 2012

Financing Your AACSB Online MBA Degree | Orange Records ...

Financing Your AACSB Online MBA Degree

Find out what are the different forms of financial aid available for students earning AACSB online MBA degrees, and tips on how to effectively look for it.

Nowadays, many graduate students are looking for some form of student aid to help them attain higher education.
And with the growing cost of education every year, more and more students will be needing it to finance their education.
As someone interested in enrolling in an AACSB online MBA program, it is paramount that you know the types of student aid available as well as the responsibility necessary when receiving and borrowing money.

In terms of federal aid, there are three options ? campus-based aid, Direct Plus Loans and Stafford Loans.
Some schools that offer campus-based aid such as Federal Perkins Loan and Federal Work-Study programs.
The amount of financial aid a student receives will be based on his financial needs and the school fund availability, since each school is given a set funding amount annually through programs.

On the other hand, a good option that does not require repayment is found by looking for scholarships intended to support students attending an AACSB online MBA program.
Scholarships are often need- or merit-based and are available through institutions such as business associations, non-profit societies, charity organizations or community centers.
Each organization has requirements in terms of awarding scholarships.

Applicants are required to meet certain academic or financial qualifications and submit documents such as official transcript, resume, letters of recommendation and a personal statement essay.
Usually, most institutions also have a limited number of scholarships to award students each year.
You may call the financial aid office at the college you are applying to to know the types of scholarships available for online MBA students.

For applicants already employed, you may review your benefits package and check if there is an employer tuition reimbursement program included.
This program reimburses tuition costs for qualified employees who are joining career-related training or education.
Many companies provide this program because it is more cost-effective to support employees desiring additional qualifications than spending extra money and time trying to look for new ones.

Employers also understand that the higher the education their employees attain, the more they can contribute to the company.
This type of program can greatly lessen your out of pocket expenses.
So before you consider getting student loans, better contact the HR department for information.

You may have heard that private student loans must only be considered as a last resort.
But for students who don?t qualify for scholarships or federal aid or don?t work for companies with education benefits, a private student loan may be the only option.
Student loans are supported by banks and/or lending institutions to finance higher education.

The interest rates for these loans are typically determined based on the credit history, so applicants with a bad credit history will have a considerably higher interest rate or worse, be denied entirely.
The repayment terms are also determined by the lender.
With that said, it is very important to shop around and compare the terms, interest rates, fees, repayment options and loan limits.

Each accredited online MBA school offers its own financial aid.
However, it is suggested to pursue all grants that you may be qualified for and apply for any form of scholarship that is offered outside the school you are going to.
Talk to your online instructor and check what the school has to offer, concerning loans, scholarships or grants.

More than 75% of all students earning an MBA online have at least one of these forms of financial aid.
For many AACSB online MBA students, one advantage usually pointed out is that by earning your AACSB accredited online MBA degree in this manner, you only pay for one class at a time instead of paying for an entire semester.
The average time of completing an online MBA is five years, compared to full-time students with only two years.

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Source: http://www.orangerecordsgainesville.com/2012/02/06/financing-your-aacsb-online-mba-degree/

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